When San Francisco was destroyed by fire in 1906, many people predicted that the city would never be rebuilt. A great number of men and women packed their goods and chattels and hastily bade farewell to the still smoking ruins of a City That Was, firmly believing that destiny had determined that it should remain forever buried in its own ashes.

There was another class of men and women who were optimists. They predicted that the city would be rebuilt, but that it would from twenty to thirty years.

There was still another class of men and women who knew by observation that it d no more time to build ten buildings than one, provided the Spirit of Energy and Determination existed, to fortify the desire.